What Nagad Steppay Does Inside 77aco
Nagad Steppay is a step-authenticated payment flow built on top of the Nagad mobile wallet. When you select it at the deposit screen, the process generates a short reference code tied to your session. You confirm that code inside your Nagad app using your PIN, and the amount moves to your 77aco wallet in the same step. There is no manual bank
transfer and no extra OTP wait from a separate channel — the confirmation happens within the Steppay session itself. Withdrawal requests using the same Nagad number go through a wallet-matching verification before the amount is released.